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Texas Mortgage Alliance

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On a Mission

Our team is committed to bringing you home; we are a group of veterans taking care of 
clients through every step of the mortgage and home buying process. Let us help you find the best loan program
with fast turn-around times and friendly service. Come work with a team that is a cut above the rest.

Serving you with ...

Fast Turn-Around Times

Fast turn-around times - often only 25 days from application to funding.

Friendly, Personal Service

Work with one local person throughout your process for impeccable service and attention.

Trusted Resources

To help you build long-term wealth in real estate, we provide valuable connections and resources for life, home and family.

Welcome to Texas Mortgage Alliance

Welcome to the mortgage team where loan officers stay in touch and do their best to quickly help you realize the dream of home ownership.

At Texas Mortgage Alliance, powered by Keystone Mortgage, our team of veterans has a creative approach to home loans, helping you find the best loan option and walking every step of the way with you from application to move-in. Whether this is your first home or business or you are adding to your investment portfolio, put to work our 20 plus years of serving Texas and connecting people.

Mortgage Calculator

Use the mortgage calculator to estimate your mortgage payment based on a variety of factors like your down payment amount, length of loan, interest rate, etc.

Use the Mortgage Calculator

Loan Estimate Review

Securely upload your loan estimate today. We'll review it and let you know if we have a better option for you!

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Get the Best loan option

First-time Home Buyer Loans

First-time home buyers are buyers who have not owned a home in the past three years and are often eligible for programs offering various types of assistance.
Let us help you find the best options and navigate the system easily.
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Soldier having fun with his son at home. Father and son playing in living room.

VA Home Loans

Qualifying Veterans of the United States Military are eligible for VA loans which do not require down payments for standard loan amounts and may have a variety of other benefits.
Reach out today to find the best solution for your VA Loan!
Apply Now

Home Equity Loans

Tap into the equity in your home with a home equity loan to pay for home improvements, debt consolidation, college or emergency expenses. Whether you need a home equity loan or Home Equity Line of Credit (HELOC), we can help find the best option for your family.
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Investment Property Loans

An investment property loan is used by investors for purchasing second homes, investment properties, rental or vacation properties. Investors are often able to use current home equity to help finance buying additional property.
We can help you find the right path for your investment opportunity.
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Commercial Loans

Commercial property loans are used for business (rather than residential) purposes for Commercial Real Estate (CRE) income-producing property.
We help business owners find the best commercial real estate loan options for their particular circumstances.
Reach out today for personalized loan service, a local contact for everything, and quick turnaround.
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Conventional Home Loans

Conventional home loans, also called conforming loans, are offered by Fannie Mae (Federal National Mortgage Association) or Freddie Mac (Federal Home Loan Mortgage Corporation), the two largest mortgage companies in the United States. They offer many home loan options, and we help our clients figure out what will work best for their family.
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Find the Right Loan Program

Why Work With Us?

Trusted Experience

We have over 20 years of professional experience in the mortgage industry. We can help - not only with mortgage, but also with partners to help with insurance, finances, credit & contractors - connecting many of the pieces in the puzzle when buying, selling or owning property.

Consistent communication

We are committed to communicating consistently throughout the journey to keep you up to date with your loan process. Working with in-house underwriters and teams gives you the best customer experience. We educate clients to navigate the mortgage requirements as easily as possible.

Veteran Owned

As military veterans, we stand ready to assist your family just like our family. Know that we have your back through the home loan process, each step of the way, just like brothers and sisters on a mission.
Let us show you how our team is a cut above the rest.

Of Families Served
1 's
Years of Experience
1
Loans Closed on Time
1 %

What to Expect

Buying a Home

1. Getting Pre-Qualified - First step is for us to review your income, assets, credit and liabilities to identify how much house you can afford and provide a pre-qualified letter.

2. Finding your house - Then you work with a realtor to find the house that's right for you and put an offer on it.

3. Closing on your house - when your offer is accepted and the house is under contract, we work with you in selecting the best loan program, locking down the interest rate, and helping you make it through the closing process to get the keys to your new home.

Refinancing

1. Decide on refinancing goals - First, our loan officer will work with you, the borrower, to determine what you would like to accomplish with refinancing - such as reducing monthly expenses, reducing the term of the loan, or pulling out equity to reduce debt or make a large purchase.

2. Choose the best loan option - Next, based on your goals, we help you navigate the loan options to determine which ones best meet those goals for you and your family.

3. Refinance closing - The final step is to head to closing and complete the refinance paper work.

Reviews from our fabulous clients

5/5
"As a busy family, we are very thankful for Mike's professional service. He was attentive, knowledgeable and took his time to walk us through the process. He was very approachable, understanding and trustworthy. We can't thank him enough for his excellent service. We highly recommend him and feel blessed to have had him handle our home purchase. Mike is the best to work with for your home purchase!"
Julie J.
"He took plenty of time to explain all the questions we had and gave us great advice. We could not have asked for a better person to help us through the loan process."
Mary G.
"Mike is the best! My client's unique employment situation created some obstacles. Mike's experience and creativity helped make her first-time homeowner dreams come true. Thank you!"
Lisa H.
"Mike and his team took the apprehension out of the loan approval process by staying on top of things, responding to questions or concerns in a timely manner."
Ryan D.

We'll let you know if we can beat your loan estimate

Attach your Loan Estimate here and get a complimentary Loan Estimate review to see if there's a better option available.